The rules have changed so dont assume youre covered. If you dont own a car but regularly drive someone elses perhaps your partners, or maybe you borrow your mums every week then you can have your name put on their car insurance, usually quite easily and cheaply. While traditionally fully comp meant you could drive any car, this has changed. Named drivers if you drive someone elses vehicle then you will not be covered by their the main driver motor insurance policy you must become a named driver on their policy. Named driver insurance also called additional driver insurance refers to the cover someone gets when theyre added to your car insurance policy. She, as the named driver, is able to drive other vehicles with owners permission. As a named driver you will be given the same level of cover as the vehicles main driver. There are two other types of insurance you can choose. Comprehensive car insurance, also known as fully comp, is the top level of nonbusiness insurance you can get for your car. Definitely for the vehicle the person is named driver on heshe is covered fully comprehensive but cannot drive any other vehicle as heshe does not have insurance in their own right. A named driver is a someone who is insured to drive a vehicle in which another person does most of the driving. Do named drivers have the same cover as the main driver on. Why driving someone elses car is probably illegal even if.
But rules have been tightened a lot in recent years and now most drivers wont be covered to drive other cars by default, even if both they and a friend are fully comprehensive with their cover. They may also be referred to as an additional driver. Can a named driver on a fully comp insurance drive another vehicle with the owners permission. Can a named driver on a fully comp insurance drive another. As a named driver on a policy, can i drive other cars. Provided, that is, that youre fully comp on yours and you have the owners permission. When driving that vehicle, the named driver will have the same level of cover as the main driver. Named driver car insurance comparison compare the market. I have two cars with the same insurance and both are fully comp insurance. This means that you will become a named driver on that persons car insurance policy. Many drivers believe that you can jump in someone elses car and be covered third party by your own insurance policy.